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Should you convert to a Roth IRA?

By Faith Investment Services
Bluffton, 419-358-4207

Roth IRAs offer many advantages over a Traditional IRA, including tax-free growth potential and tax-free withdrawals in retirement. If your income fits within the guidelines for contributing to a Roth IRA, you can set up an account, make contributions, and watch it grow tax-free. If you aren't able to contribute to a Roth IRA because of the income limits, a Roth conversion of your eligible retirement accounts is another way to have a Roth account. Doing a Roth conversion means that you will have to pay tax at your effective income tax rate on any portion you convert.

New music program at Mercy Health - St. Rita's

Music therapy has been recognized as an effective form of reducing anxiety and stress. For example, many studies have supported the findings of listening to music prior to a surgery because it reduces the need for using sedative medication.

Now, musicians from the community can help provide comfort and healing to patients and all those who enter the doors of Mercy Health – St. Rita’s Medical Center. It is all thanks to a donation from St. Rita’s Volunteer/Auxiliary Resources; a baby grand piano now resides in the lobby of the facility.

Protecting your integrity, your assets, or both?

By Faith Investment Services
Bluffton, 419-358-4207

“What will happen to my assets if I end up in a nursing home?  What can I do to protect myself and my assets?  What is long-term care insurance and how does it work?  Will Medicaid get everything I’ve worked my entire life for?”

These are great questions, and the answers are different for everyone.  There is no cookie-cutter approach to long-term care, whether self-funded or relying on Medicaid when your assets are depleted. 

Possible options include:

Still time to sign-up for Wednesday "Getting your house in order" workshop

Presented by four business professionals

There's still time to sign-up for the Wednesday program -
FROM BLUFFTON ICON - Four Bluffton business professionals will offer free “Getting Your House In Order” workshops this fall.

Faith Investment Services, partnering with Fortman Insurance, Scott Basinger, attorney at law, and Neil Reichenbach, CPA, present workshops addressing basic questions about retirement, insurance coverage, taxes and similar subjects.

The first free workshop, is at 7 p.m., Wednesday, Oct. 16, in the front portion of Faith Investment Services building, 101 N. Main St., Bluffton.

Free therapy screens in October

From Northwest Physical Therapy

Northwest Physical Therapy, 215 Snider Road, Bluffton, is offering free therapy screens this month.

These screens will be available at all four outpatient locations in Delphos, Ottawa, Bluffton and Lima.
To schedule a free therapy screening
in October call the Bluffton office at:
419-358-6978

A physical therapy screening takes approximately 10-15 minutes and will be performed by a licensed clinician. A therapy screening helps identify issues that may be causing unnecessary pain.

Home visits now offered by Midwest Rehab

Can't make it to the office? Midwest Rehab @ Home will come to you

Midwest Rehab, 118 E. Highland Ave., Ada, now offers physical and occupational therapy in homes of patients in and surrounding Ada, according to Joni Goodman, administrator of the Ada office.

It’s called Midwest Rehab @ Home.

The new service means patients unable to visit any of the three Midwest Rehab offices due to health risk, lack of transportation, limited mobility or other injuries now have the option of having therapists make private home visits.

Home visits are available in every community surrounding Ada, including for example, Lima, Findlay, Kenton, Bluffton, Arlington, Alger, McGuffey and Beaverdam.

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